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A government bond is a debt security issued by a government to support government spending and obligations. Investopedia.com In my understanding, a government bond is where the Government borrows money for infrastructure and recurrent expenses like paying salaries etc. They call it budgetary support. Imagine having to borrow money to consume and[…]
Option 1. Live your best life now Own a ¼ or ½ acre plot in a gated estate with internal tarmac roads, solar street lights, sewer lines, green fences, a recreational park with a small lake, over 2 million liters of water reserve, underground cabling of electricity, and internet. You[…]
I had a conversation with a furniture and interior designer about business growth. She has made some great furniture pieces for my house. Her business is called Tira studio and she has a showroom on Ngong road. Check out their website https://www.tirastudio.co.ke/ for their end of year clearance sale on[…]
I had a conversation with a Kalenjin friend about investing. His views on investing contrasts with mine so much. Before I break down the facts and myths, I wish to tell you a short story. A story about a young bride A young bride was seen by her husband breaking[…]
I asked this question on Facebook and it elicited a lot of reactions. In case you haven’t seen the question, here it is; If you are a single woman and you buy or build a house, then you get married, would you allow your new husband to move into your[…]
A few weeks ago, I learned of a young man (let’s call him Peter) who had lost his job because their organization had shut down it’s operations and sent everyone home due to COVID 19. I can imagine the confusion and pain of not being able to provide for his[…]
If you own a home, you’ve probably been sold on the benefits of a shorter mortgage or heard it’s wise to pay more than the minimum so you can pay it off sooner. I was actually exposed to this idea before I owned a home, in my high school math class, when[…]
What is valuation? The valuation of property has long been characterised as both an art and a science: an art because of the need to make value judgments concerning the intangible features that attract certain buyers; a science because it is possible to establish trends and analyse how these are[…]
A-grade buildings in Nairobi have an average of 2.2 parking bays per 100 metres square whereas B-grade buildings have an average of 1.5 parking bays per 100 metres square. Most of the A-grade office space is located in Westlands and Upper Hill. Innovative approach to leasing Negotiate for revenue share[…]
What is a Capital Gain? A capital gain is the difference between the acquisition price and the selling price of anything including a capital item. It is the appreciation in the value of the item from the time it was bought to the time of selling it. Hence, a capital[…]